Are all pre-existing conditions excluded?
A — No. Not all pre-existing conditions are serious enough to warrant exclusion. For example, treatment of high cholesterol and high blood pressure issues will most likely be covered as long as those issues are under control. But things like diabetes, occurrences of cancer within the past ten years, serious back injuries in recent past: these are all examples of things which will most likely be excluded, and the biggest reason it’s so important to secure a policy BEFORE any of those type things happen to you.