Are All On-the-Job Injuries Covered Under Workers Compensation?
Even though workers’ compensation is designed to provide benefits to injured workers even if their injuries were caused by their own or their employer’s carelessness, not all injuries will qualify. For example, if an employee is intoxicated or using illegal drugs at the time of the injury, his or her injuries will not be covered. Coverage can also be denied if the injuries are: • Self-Inflicted • Suffered While the Employee Is Committing a Crime • Suffered While the Employee Is Not on the Job • Suffered While the Employee Is Violating Company Policy Even injuries that occur off-site can qualify for benefits provided they are work related. An injury that occurs while you are traveling on business, for example, would qualify.
