Are all in-area network services available for a copayment?
A. No. While you pay a copayment for office visits to a network provider, other services are paid differently. For example, you are responsible for coinsurance for expenses for routine x-rays, immunizations, and lab tests, “except when performed and billed by the same provider during the office visit.” When these services are performed and billed by your physician during an office visit, you pay only a copayment for the service and the visit.
