Are all Hawaii licensed Insurance Producers & Agencies guaranteed access to HEMIC?
No. While all Hawaii employers who pay their premiums, follow our safety and claims guidelines, and interact with HEMIC in good faith are guaranteed access, insurance producers and agencies are not. We do attempt to accommodate all qualifying insurance producers and agencies through a selection process similar to, but more inclusive than, that of most other competitive insurance carriers. Hawaii licensed insurance producers and agencies that meet our qualifications and request an appointment may be contracted to represent their clients with HEMIC, receiving one of three commission schedules based on their qualifications and the role they assign to Hawaii Employers’ Mutual.
