Are all flood insurance policies issued pursuant to the national flood insurance program?
A. No. Some carriers write flood insurance and/or excess flood insurance outside the program. In such cases, these insurers are treated just like any other insurance company. Your agent should be able to assist you in determining whether your flood insurance policy was written pursuant to the national flood insurance program. Any competent attorney or public adjuster should also be able to assist you as well.
Related Questions
- Can my community do anything to lower flood insurance premiums for coverage through the National Flood Insurance Program (NFIP)?
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- Are all flood insurance policies issued pursuant to the national flood insurance program?
