Are acts of war covered?
Not usually. But some of the policies cover terrorism. Read the brochures for details. If you are a member of the Armed Forces, acts of war are covered only by the US government. Are acts of terrorism covered? Sometimes. Read the brochures for details. Does my health insurance require me to use only your doctors? No. Go to any doctor you want. What if I need emergency medical treatment? For emergency claims, the care provider should notify the insurance company on your behalf. The insurance company’s contact information is on your ID card so make sure you keep that with you at all times. In emergency situations, the care provider and the insurance company will co-ordinate your benefits for you. If a doctor certifies that you can not get sufficient care at a specific facility/hospital or in that specific country, emergency medical evacuation is often an included available benefit. Keep in mind that you can not request an emergency medical evacuation and have it be covered by your insura
