After I withdraw money from an ATM, what is the “Available Balance” on the receipt?
The available balance reflects your current balance (the cash balance at the close of the previous business day), your courtesy limit, the current day’s ATM transactions, transfers, point-of-sale, and First Check transactions. It only includes 1/2 of the deposit up to $100, considering the deposit as a good faith deposit. The balance does not include items that have not cleared the account.