AbbaZabba said:can I use ing account to fund or do I have to pull out of ing to regular checking then send to treasurydirect.gov?
Great question. Typically, you can use any account (savings, checking) and it’ll be ACH. You can link as many accounts as you want (need to do this at the TreasuryDirect side). However, ING has a specific problem that they apparently don’t allow ACH through other institutions. (I.e. if you try to add ING for bank-to-bank transfers from, for instance, HSBC or BoA it doesn’t recognize the existence of ING.) TreasuryDirect does their bank verification different though than the usual trial deposits. They verify in some way that the name and SSN on the account matches yours. (I guess, since they are the government, they can do that.) So, it might just work for ING but no guarantee. Any other bank I know of, it should work. Has anyone had any experience to the contrary?
Great question. Typically, you can use any account (savings, checking) and it’ll be ACH. You can link as many accounts as you want (need to do this at the TreasuryDirect side). However, ING has a specific problem that they apparently don’t allow ACH through other institutions. (I.e. if you try to add ING for bank-to-bank transfers from, for instance, HSBC or BoA it doesn’t recognize the existence of ING.) TreasuryDirect does their bank verification different though than the usual trial deposits. They verify in some way that the name and SSN on the account matches yours. (I guess, since they are the government, they can do that.) So, it might just work for ING but no guarantee. Any other bank I know of, it should work. Has anyone had any experience to the contrary?
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