A policyholder’s vehicle is not running or being used and he stores it in the garage. Why should a policyholder pay for something not running or being used?
We do not force anyone to insure any vehicle. However, Pennsylvania requires the insured to maintain liability coverages on the vehicle if he/she chooses to keep the vehicle registered. The insured should return the license plates to the state before dropping the insurance. The laid up vehicle may be eligible for the Reduced Usage Rate. 57.
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