A neighbours tree is very close to my house and I am worried about damage. What should I do?
Politely notify your neighbour of your concerns and notify your own insurer. If your neighbour fails to act he/she could then be considered negligent in the event of a claim. If the tree roots cause subsidence your own home insurer should pay but they will then want to claim the money back from your neighbour. If any damage is caused by the branches this may not be insured and you would have to pursue the claim yourself. If the tree fell on your house this would normally be covered by your own home insurer who would then look to claim the money back from your neighbour. We recommend Family Legal Protection cover which would provide you with legal advice regarding disputes of this nature. Ask us for details.
