A member of the USA Swimming practices with a USMS team. What is the status of the liability insurance for the USMS member club and its members?
The USMS Liability Program is in full force for the USMS members. There is an unwritten agreement between USMS and USA Swimming permitting each others’ members to practice with one another. However, USMS coverage does not apply to the USA Swimmers, nor does USA Swimming coverage apply unless there is a USA Swimming certified coach supervising the practice.