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What is the difference between the Xpress balance column, and the ledger balance column in the transaction history?

April 26, 2017Balance column History ledger transaction Xpress

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What is the difference between the Xpress balance column, and the ledger balance column in the transaction history?

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The Xpress balance column is a calculated balance. This is not necessarily the running balance that our core system shows for your account. This might mean that the Xpress balance makes it look like your account is negative. Before you worry unnecessarily, please call us to check on this. This problem only happens in the real time portion. The ledger balance is the balance the credit union reports on your account once a day.