How does Deposits and Holds Work?
When you make a deposit to your account, we most often make the deposited funds available the next business day. But some times, we place a hold on a deposit which means you may not have access to those funds as soon as you expected. The availability of funds depends on a number of factors, including how, when and where you made the deposit. • When you deposit cash with a teller, funds are usually available immediately if the deposit was made before the cut-off time. • If you make a deposit at an ATM….
