Is terrorism covered?
A.Policies normally don’t cover cancellation expenses if you decide you no longer want to travel because of terrorism at your destination. You may also not be covered if you cut short your trip to return to Australia after a terrorist event (you may feel unsafe and want to get out of the country immediately). As you’d expect, if you’re injured because of terrorism your medical expenses or evacuation should be covered, but check your policy or ask the insurer — for example, in our 2004 survey we found one policy with a limit of 1% of the total medical limit.