What are the benefits of an EIB loan?
The EIB is able to raise funds at advantageous rates due to: • An excellent AAA credit reputation • The Bank’s position as a major international borrower on the financial markets. Being a non-profit-motivated institution, the Bank passes on the benefits to its clients in the form loans at fine rates. Interest rates are based on EIB’s borrowing cost with a small margin to cover administrative expenses and other costs. The EIB can offer large loan amounts over long maturities in practically all major currencies. The EIB never finances more than 50% of the total project cost, but the involvement of the EIB can act as a catalyst, encouraging other banks, financial institutions and the private sector to participate in an investment.
