How do HSAs differ from health care flexible spending accounts (FSAs)?
• Both HSAs and FSAs allow you to pay for qualified medical expenses with pre-tax dollars. One key difference, however, is that HSA balances can roll over from year to year, while FSA money left unspent at the end of the year or after a designated grace period is forfeited. You may choose to use a Limited Purpose FSA to pay for eligible heath care expenses (such as vision or dental) and save your HSA dollars for future health care needs.