Who pays my medical bills and lost wages?
In an automobile accident where you are an occupant of a Delaware insured car your medical bills and lost wages are a first-party benefit under the PIP coverage. PIP pays for all medical bills and net lost earnings for the two-year period following the accident or up to the coverage limit, whichever comes first. To the extent medical bills and wages are not PIP eligible, those items of damage can be collected against the at-fault person’s insurance company. Do not assume that your own insurance company is on your side. Your own insurance company may challenge your rights to medical bill and lost wage coverage by sending you to their doctor to conduct an examination to determine whether that doctor thinks you should continue to have treatment or if you can return to work. If the insurance company doctor writes a letter that conflicts with your own doctor’s view, your insurance company will terminate your PIP’s benefits. We will help you fight your own insurance company. Our attorneys fr
