What is a HMO?
This stands for Health Maintenance Organization. Unlike a PPO network of independent care providers, HMOs are typically fixed facilities, and benefits are designed to cover services obtained at the HMOs facilities and supplied by HMO personnel. HMO coverage plans must specify how and under what circumstances services may be obtained from non-HMO providers, and this information is crucial to determining the value of the HMO under your particular circumstances. Your Trusted Choice® agent can assist you in determining whether there are good HMO options available in your area, their benefits and any limitations for you to consider in making your final medical coverage choices.
A. HMO stands for Health Maintenance Organization. Senior Care Plus contracts with doctors and other providers. You select from among these providers to receive authorized medical care. Present your Senior Care Plus membership card, and all you pay is your copayment, coinsurance, or deductible, if applicable, for the services you receive. Senior Care Plus pays the remainder of the bill.
