Are all on-the-job injuries covered?
Workers’ Compensation covers most workplace injuries and illnesses. This is true even if an employer or other employee’s carelessness caused the injury. There are limits, however. Coverage is not provided in the event that an injury is caused by intoxication or illegal drug use. Coverage may also be denied if an injury is self-inflicted, suffered while the worker was committing a crime, or if the worker violated company policy. You should know that your injury need not be caused by an accident to be covered. Often, workers receive compensation for injuries that accumulate over a long period of time, such as carpal tunnel syndrome or back pain. Diseases that develop gradually as a result of work conditions also fall within the Act. These might include heart or lung conditions or stress-related illnesses. You might also be entitled to benefits if your work aggravates a pre-existing condition.
