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What is a consumer reporting agency (CRA)?

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What is a consumer reporting agency (CRA)?

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A CRA is a company that gathers and sells information on how a consumer pays rent and bills, whether or not the consumer has a criminal or civil court record, or has filed for bankruptcy. For additional information on what a CRA does, see our Glossary of Terms.

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A CRA is a company that gathers and sells information on how a consumer pays rent and bills, whether or not the consumer has a criminal or civil court record, or if the consumer has filed for bankruptcy. For additional information on what a CRA does, see our Glossary of Terms.

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