What is the Preferred Risk Policy (PRP)?
The Preferred Risk Policy offers multiple coverage combinations for both buildings and contents (or contents-only, for renters) that are located in low-to-moderate risk areas (B, C, and X Zones). Preferred Risk Policies are available for residential or non-residential buildings also located in these zones, and that meet eligibility requirements based on the building’s entire flood loss history.
The Preferred Risk policy offers multiple coverage combinations for both buildings and contents that are located in low-to-moderate risk areas (B, C, and X zones). PRPs are available for residential or non-residential buildings also located in these zones that meet eligibility requirements based on the building’s entire flood loss history.
