What is the difference between Social Security Disability (SSD) and Supplemental Security Income (SSI)?
You must have worked and paid into the Social Security system and be disabled in order to be eligible for SSD. SSI, however, is a needs-based program. You must be disabled and have resources that do not exceed certain income levels to be eligible for this program. Both programs have the same disability requirements, and both are handled by the Social Security Administration. How do I apply? You must contact your local Social Security office and inform them that you wish to apply for disability benefits. They will take information from you and process your application. Call 1-800-772-1213. What happens after I file my application? Once you apply, a claims representative from the Administration will contact you. This call is called a Claimants Conference. Information which you provide at this conference will be used to decide your case. Contact our firm immediately. If your claim is denied, you will have 60 days to contact your local Social Security office to request an appeal. Is it com
Social Security Disability is taken from the pool of funds that are used for retirement benefits. To qualify for Title II benefits one must have paid in for 20 quarters over the last 10 years. Supplemental Security Income is for those who are disabled, but do not have enough credit to qualify for Social Security Disability Title II.
SSD and SSI are both programs administered by the Social Security Administration that provide benefits based on an individuals’ disability. An individual is eligible to receive SSD benefits based on contributions made to the social security trust fund through the social security tax on their earnings. Thus, SSD is akin to a mandatory disability insurance program funded by payroll taxes. In contrast, SSI is a needs-based program based upon a person’s income and resources. The test for determining disability under both programs is the same under both programs.
Social security disability benefits are paid to people who are disabled and have worked and paid into social security. Supplemental security income is for people who are poor and disabled regardless of whether they have worked in the past. SSI is a form of welfare for the disabled and people over the age of 65.
Related Questions
- What is the difference between Social Security Disability Insurance (SSD) and Supplemental Security Income (SSI)?
- What is the difference between Social Security Disability (SSD) and Supplemental Security Income (SSI) benefits?
- Are there any differences between Supplemental Security Income (SSI) and Social Security Disability (SSD)?
