How do burst pipes losses occur?
When there is no heating in a building, if the temperature falls below freezing point then the building may become vulnerable to damage from burst pipes. Pipes, which contain water freezing, cause this and then splitting due to the expansion of the frozen water, as happens regularly in cold winters. When the temperature rises to above freezing, particularly over a short period of time, the ice melts and the building will suffer water damage from the leaking or overflowing pipes. The main risk is to premises, which are unoccupied during a cold spell of weather such as schools, which close for holiday periods or properties with a seasonal use.