What is a pre-existing medical condition?
1. Any part of current Medical Condition that has given rise to symptoms or for which any form of treatment or prescribed medication, medical consultation, investigation or follow up/check-up has been required or received during the 2 years prior to the commencement of cover under the policy and/or prior to any Trip and 2. any cardiovascular or circulatory condition (e.g. heart condition, hypertension, blood clots, raised cholesterol, stroke, aneurysm) that has occurred at any time prior to the commencement of cover under the policy and/or prior to any Trip This policy will not cover any claims under Section 1 (Medical Emergency & Repatriation), Section 3 (Additional Accommodation and Travelling Costs), Section 4 (Hospital Daily Benefit) or Section 5 (Cancellation & Curtailment) arising directly or indirectly from a Pre-existing Medical Condition.
A pre-existing medical condition is: • an ongoing medical or dental condition, or related complication you have, the symptoms of which you are aware of, or that is currently being or has been investigated by a medical adviser, chiropractor, or physiotherapist; or • a medical or dental condition for which advice, treatment or medication has been prescribed by one of the people listed above, within the 90 days prior to you purchasing your policy or the commencement of your trip.
1. Any part of current Medical Condition that has given rise to symptoms or for which any form of treatment or prescribed medication, medical consultation, investigation or follow up/check-up has been required or received during the 2 years prior to the commencement of cover under the policy and/or prior to any Trip and 2. any cardiovascular or circulatory condition (e.g. heart condition, hypertension, blood clots, raised cholesterol, stroke, aneurysm) that has occurred at any time prior to the commencement of cover under the policy and/or prior to any Trip This policy will not cover any claims under Section 1 (Medical Emergency & Repatriation) or Section 5 (Cancellation & Curtailment) arising directly or indirectly from a Pre-existing Medical Condition.
For the purposes of HIPAA, a pre-existing medical condition is any physical or mental condition that you received or were recommended treatment, advice, diagnosis, or care within the six months prior to enrollment in a new employer-sponsored health plan. This would include consulting a nurse or doctor or being prescribed medication.
A1. A Pre-existing medical condition is a medical condition where you; or any other person on whom the Insured persons trip depend, (including a Relative, travelling companion or Close Business Associate) have: • a pre-existing condition that could force You to cancel or cut short Your trip; • been admitted as an inpatient in hospital in the last 24 months; • ever suffered from, or received any form of medical advice, treatment or medication for: a stroke; any form of cancer, leukaemia or tumour; a transplant; any heart problems; dialysis or diabetes; any blood disorder, breathing or respiratory problems; psychiatric illness or dementia. If you cannot agree to the Declaration you must go through the Medical Screening process. If you do not do this, your claim may not be met.
