Why does SKS lend only to women?
There are three reasons why SKS lends only to women. Women tend to use resources more productively than men; they are more likely to invest most of their income back into the household; and they are more likely to avoid risky ventures and instead use loans to undertake small, manageable activities. Women have demonstrated themselves to be excellent microfinance customers. By providing loans to women, SKS expects to see a rise in household income that benefits the entire family.