Can STARS track HPL and ELL incidents and claims?
Clients can use STARS to track their Educators Legal Liability (ELL) and Healthcare Professional Liability (HPL) claims and incidents. STARS has more than more than 100 “special use fields” (including 40 date fields) per coverage, in addition to basic identifying information and claim financials. All claim screen captions and code tables can be customized by line of coverage. STARS can therefore accommodate information special to HPL and ELL incidents and claims. These claims can also be reported long after then happen and can remain open for a long time. Because HPL and ELL claims can remain open for a long time, STARS’ ability to do prior-valuation reporting and point-in-time comparisons is especially useful. And since HPL and ELL claims can be reported long after they happen, STARS has special features for analyzing lag time between occurrence and report. In STARS, losses can be analyzed on a claims-made or an occurrence basis, and the policy module tracks the information special to
