What is personal injury protection (PIP)?
Personal Injury Protection, which is commonly known as “PIP,” is a form of insurance coverage that is included by law in every motor vehicle insurance policy in Oregon. It provides compensation to the insured for the insured’s medical expenses and wages loss, up to the limits of the coverage, for injuries sustained in a motor vehicle accident, without regard for whether the insured was at fault for causing the accident.
Most Utah insurance policies include a form of medical and wage coverage called personal injury protection coverage, or PIP. This coverage is available to the insured driver and any passengers in the insured’s vehicle for injuries sustained, regardless of who is at fault for the accident. PIP coverage pays for medical expenses and lost earnings, up to the amount of the PIP coverage limits.
