Why an IRA Rollover?
Remember, this is your retirement savings . . . it is critical that you keep your assets growing and working for you if you are planning to have a financially secure retirement. Rolling over your distribution allows you to: • Direct your own assets, • Maintain the tax-deferred status of your retirement savings, • Preserve the ongoing tax-deferred earnings and capital appreciation, • Avoid the 10% penalty tax and 20% withholding, • Have the opportunity to convert to a Roth IRA and avoid future taxes, and • Elect distribution as part of a series of substantially equal payments under Section 72(t). The Self-Directed Advantage Flexibility The Raymond James Self-Directed IRA allows different investment options, including common and preferred stocks, corporate bonds, government securities, open and closed-end mutual funds, variable annuities, CDs, and REITs. Recordkeeping Raymond James, as custodian, receives the contributions, provides detailed records of transactions, statements reflecting
