What is rollup?
One of the most important benefits of all is called “rollup”. With rollup, your debts will pay off much faster than if paid by making normal monthly payments. To realize the full benefit of the FFEF Debt Management Program, monthly payments to FFEF should remain the same (or increase) until the last creditor is paid in full. As each of the smaller creditors is paid off, the creditor with the next smallest balance receives the additional payment, thus decreasing both the amount of interest paid to creditors as well as the time it takes to become debt-free.