When do employers have to offer health insurance benefits to their employees and or their dependents?
At present, employers are not required to offer health coverage as a benefit to their employees and/or their dependents. Although most employers currently do offer health plan enrollment as an optional benefit, (usually to their full time employees only), the percentage of them that do is declining every year. Employers who offer coverage in a health plan usually pass some of the premium costs on to eligible employees who choose to enroll. When employers offer health benefits, the employer determines the benefit package and eligibility requirements for employees and/or their dependents. For example, an employer is free to provide benefits only to full time employees who have successfully passed a probationary period of employment for six months.
At present, employers are not required to offer health coverage as a benefit to their employees and/or their dependents. Although most employers currently do offer health plan enrollment as an optional benefit, (usually to their full time employees only), the percentage of them that do is declining every year. Employers who offer coverage in a health plan usually pass some of the premium costs on to eligible employees who choose to enroll. When employers offer health benefits, the employer determines the benefit package and eligibility requirements for employees and/or their dependents. For example, an employer is free to provide benefits only to full time employees who have successfully passed a probationary period of employment for six months.
