How do I get a pem file?
The owner of the account should have recieved a Welcome e-mail when the mercahnt account was opened. You must have a LinkPoint API account in order to recieve this e-mail. If you lost this e-mail, you will have to call your merchant account provider to have the e-mail resent at 1-800 456-5989 X4100 (human interaction is a security requirement). At the very end of the message (embedded in the e-mail text) will be the digital certificate, which is your pem file. Follow the instructions given in the e-mail exactly to save the digital certificate into a file on your Web server with a .pem extension. Note the location (path) to the pem file.