What is the single article limit?
In the event of a personal effects claim for items of high value, the maximum amount that can be paid for a given item is £250. This figure is calculated after applying a deduction for wear and tear, then the policy excess. If the figure still exceeds the single article limit, then the limit is paid. Please check your Policy Document for other single article limits. Do I have to pay my medical bills abroad? If it is a small claim for medicines or minor treatment, you should pay and claim. Larger claims can be billed direct to the insurer, subject to you contacting the emergency contact number at the time of the emergency and payment of the policy excess if applicable. If your condition is serious, exceeds £500.00 in value or requires in patient treatment, you should contact the 24hr Medical Emergency Service – details are contained in the policy document.
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