Are some debts non-dischargeable?
Yes, for example, you cannot receive a discharge on alimony or child support. Also, government insured student loans are generally non-dischargeable although in some cases, you may qualify for a hardship discharge. Most tax liability is non-dischargeable unless the tax debt is over three year old and the tax returns for those years were filed more than 2 years ago (this is a confusing concept so please call our office for more information on this subject). Also, some debts may be non-dischargeable in a Chapter 7 Bankruptcy, but are dischargeable in a Chapter 13 Bankruptcy. Each must be evaluated on an individual basis.
