What is DMO or a DHMO?
A Dental Maintenance Organization (DMO) provides dental care from a network of dentists, generally emphasizes preventive services, and covers eligible services at 100% minus a specified co-payment, and does not require the completion of claim forms. An HMO only covers dental care services which are authorized in advance by an individual’s primary care dentist. These plans are similar to DMO or DHMO plans that are usually accepted by very large dental clinics or dental offices that just opened up. What are the differences between a DMO and an indemnity dental plan? A Dental Maintenance Organization (DMO) only provides care from a network of dentists which is authorized in advance by an individual’s primary care dentist. An indemnity dental plan enables participating members to receive care from any licensed dentist. Members are required to submit claim forms and the plan has deductibles and co-insurance. There are many different types of dental plans offer by the dental insurance compan
