How Do You Dispute Credit Report Errors?
Your credit report also known as a consumer credit file, provides others with a snapshot of who you are. Potential employers, creditors and even insurance providers will use the information contained in this document to gain insight into your character, to gauge how responsible you are and your overall creditworthiness. What if that information was incorrect? There are three major credit reporting agencies: Equifax, TransUnion and Experian. The first step to uncovering and removing errors from your report is to obtain a recent copy from each agency. You can order by calling or mailing a written request to each agency. The easiest method is to request a copy online; sites such as truecredit.com and annualreport.com allow you to access all three reports online. Once you receive your report examine it closely for erroneous information. The most common errors are: misspelled names, wrong Social Security numbers, inaccurate birth dates, inaccurate information about a spouse, out-of-date add
