How are RHA premiums determined?
Initial RHA premiums are employer specific. They are based on current and expected experience and the plan designs that each employer elects to offer their retirees. Subsequent rate adjustments are based on a combination of pooled and individual employer experience. All employer rates are adjusted annually based on the aggregate experience of the entire RHA pool. Individual employer rate changes may vary within a defined range based on each employer’s actual experience and overall enrollment level.
