What is no-fault coverage?
If you are injured while in the use or operation of your motor vehicle, your insurance company reimburses you, the passengers in your vehicle, or a pedestrian or bicyclist injured by your vehicle for financial losses [like medical expenses and lost wages due to the accident] regardless of fault. No-fault coverage will pay for expenses actually incurred up to a specific, per-person, dollar amount. Another term for no-fault coverage is PIP Coverage (Personal Injury Protection).
