How Do I Refinance My Home Loan?
If you have a legitimate reason to refinance a home loan, you should be happy! You have the resources to expand your pursuits, and the trust of creditors to help you. Be warned though, that you must be extremely prepared to refinance a home loan. Get your MORTGAGE credit report. Aside from getting your credit reports from all three credit bureaus to make sure there are no bills you forgot, you should also get your mortgage credit report, or business credit report. This report is calculated a bit differently from personal credit reports, and may cast you in a more favorable light if you have split resources. Your lender does not have this report. It’s kept by a third party, just like regular credit reports. Call the lender who has your original mortgage, and see who holds it. You will now want to fix any problems you have on your mortgage credit report in the same way that you fix problems on regular credit reports. If there are discrepancies, and there might be because of all the exoti
