How Do You Build Credit History Safely?
Want to start building a good, healthy credit history so that you can qualify for loans and purchases? Its good to have a history of on time payments and solid credit so that when you try to get a car, house or loan you can get approved! This is aimed at someone who has no credit history and has never had a credit card before. To start, apply for your first credit card from a reputable source. I recommend USAA, but you must be in the military affiliated with someone who is to qualify. Do a little research and pick a good card for you. Now that you have the card, make an agreement with yourself to only purchase certain things with this card. For example “I will only buy gas, pay my cell phone bill and buy groceries with this card.” Choose things you are already buying and are used to spending money on. If you start purchasing new things because now all of a sudden you can, you will soon find yourself in debt. Only put money on the card if you have the cash in your checking account to im
