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What is a Mortgage Underwriter?

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What is a Mortgage Underwriter?

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A mortgage underwriter is a person who reviews a borrowers file to ensure the documentation necessary for approval matches the stipulations and parameters established for a particular loan product. Traditionally, when there are areas in which the underwriter requires clarification, they will seek additional documentation from a borrower in which they use to create a paper trail that will support their underwriting decision.

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