How is coverage handled overseas?
You must live or work in our service area to enroll in our plans. See our rate calculator to find plans available in your area. Once enrolled in the plan, medical services received overseas would be covered for emergency or urgently needed care only. If you receive covered services overseas, you will need to submit your claims to Aetna for reimbursement of those services.
You must live or work in our service area to enroll in our plan. See our rate calculator to find plans available in your area. Once enrolled in the HDHP plan, covered medical services received overseas would be considered out-of-network. You may use money in your HSA to pay for qualified medical and dental services prior to meeting your deductible. After your deductible has been met, we pay 70% out of network for covered medical services. See Section 7 of our federal brochure for more information on how to submit overseas claims.
Federal employees and annuitants in the United States and overseas are eligible to enroll in our Aetna Dental PPO under FEDVIP. If you receive covered dental services while overseas, you will need to submit your claims to Aetna. Upon receipt of the claim, Aetna will translate the claim, if necessary, and process it. We use the rate of exchange in effect at the time we process the claim. Claims are paid in U.S. currency. See Section 6 of our federal brochure for more information.
You must live or work in our service area to enroll in our plan. See our rate calculator to find plans available in your area. Once enrolled in the CDHP plan, covered medical services received overseas would be considered out-of-network. The cost of covered medical expenses would first be deducted from your medical fund to pay for services. Once the medical fund is exhausted, you would have to satisfy your member responsibility. After your member responsibility has been met, we pay at the 60% benefit level for out of network covered medical expenses. See Section 7 of our federal brochure for more information on how to submit overseas claims.
