How can I make my home safer and possibly save money?
Do I need mortgage protection insurance? How much would it cost to rebuild my home at today’s prices? We cover eleven more questions you should ask. Home Insurance Basics Home insurance usually boils down to two crucial concerns – protection and price. The proper home insurance coverage consists of buying the right type of policy, having the proper levels of protection within that policy, and supplementing this coverage with special protection against natural disasters that are not covered in your basic policy. Homeowner Insurance Homeowners who know what kind of homeowner’s insurance coverage they need may be able to save money on their monthly premiums. Homeowners can choose between actual cash value and replacement cost. Actual cash value covers the contents of a home for the original value of any item, less a deduction for depreciation, age, or wear and tear. Different Types Of Home Insurance Policies Explained There are 4 types of homeowner policies: limited coverage; basic; speci
