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What is an FHA Loan?

April 26, 2017FHA loan

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What is an FHA Loan?

6 Answers

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FHA (Federal Housing Administration) loans are insured by the U.S. Department of Housing and Urban Development (HUD) which enables homebuyers to obtain mortgages with low down payments. Both fixed and adjustable rate FHA loans are available.

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FHA (Federal Housing Administration) loans are insured by the U.S. Department of Housing and Urban Development (HUD) which enables homebuyers to obtain mortgages with low down payments. Both fixed nd adjustable rate FHA loans are available.

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Posted

FHA (Federal Housing Administration) loans are insured by the U.S. Department of Housing and Urban Development (HUD) which enables homebuyers to obtain mortgages with low down payments. Both fixed and adjustable rate FHA loans are available.

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An FHA Loan is a program provided by the Federal Housing Administration that can have lower down payment requirements and easier qualification guidelines than many conventional loan programs and is available for loans up to $418,750 for a single family dwelling. These loans are only offered through approved lending institutions and most large lenders are FHA approved.

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A – A Government backed loan which allows for more flexibility in qualifying and other aspects of getting approved.