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What is a “nose”?

Nose
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What is a “nose”?

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A nose is a person who creates fragrances. There was a time when the job of perfume-maker was handed down from father to son but times have changed and now there are several schools dedicated to the science of perfume-making. At this time only three major French perfume-makers (Chanel, Guerlain, and Jean Patou) have their own in-house blender.

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A nose is another way of referring to your retroactive date or prior acts coverage. Since prior acts coverage covers you for what happened prior to your current policy, it is called a nose (as opposed to a “tail”).

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