How does a SCHEDULED PROPERTY FLOATER work?
Your policy limits the amount available for theft coverage on such items as:jewelry, furs, cameras, fine arts, guns, stamp and coin collections and silverware. For an additional premium, coverage on any of these items can be increased and the deductible eliminated. A complete listing of all items to be covered and either a bill of sale or a professional appraisal is required. 2. What is the purpose of a WATER DAMAGE ENDORSEMENT? This coverage is not available on all policies, but for those who do qualify this endorsement adds coverage for sewer back-up, which is excluded from your policy. 3. Do I need a WATERCRAFT ENDORSEMENT? It depends! There is limited coverage included on your policy for personal use watercraft that are less than 26 ft and 50 hp inboard and 24 hp outboard. This coverage can be broadened or larger craft insured for an additional premium and subject to policy conditions. To include this coverage a complete description and serial numbers are required. 4. Why would I w
