What is POS and how does it work?
In a POS plan, features of both the PPO and HMO plans are combined together and you have to select a primary care physician from the network of its doctors. You can opt for the out of pocket services, what you have to do is to make a claim for reimbursement which will vary according to the behavior of the plan. It is not very necessary to pay straight for the services you get from the network.
