How Dental Plans reimburse?
Dental plans reimbursement is specific to different kinds of procedure. Some procedures might be covered completely (you pay nothing!) and some procedures might not be covered at all which means you have to bear the entire cost. The Dental Plans generally reimburse like the following Class I : The procedures that fall in the category are covered completely and you have to pay nothing. Basic diagnostic and preventative Dental Care Procedures such as cleanings and X-rays tend to fall in this category. Coverage: 100% Class II: Common treatments such as RCTs, Extractions and Tooth Fillings tend to be covered by this procedure Coverage: 70-80% Class III: This includes treatments such as Crowns, bridges and dentures Coverage: 40-50% Class IV: These are not covered at all by the insurance company and you need to incur the costs completely. Cosmetic procedures such as Veneers, Lumineers, Tooth Whitening fall in this category. Although, the insurance company might not tell you all what they don
