Important Notice: Our web hosting provider recently started charging us for additional visits, which was unexpected. In response, we're seeking donations. Depending on the situation, we may explore different monetization options for our Community and Expert Contributors. It's crucial to provide more returns for their expertise and offer more Expert Validated Answers or AI Validated Answers. Learn more about our hosting issue here.
Be forewarned, however, that those “Rules” to determine fault can be quite confusing and counter-intuitive. And, if you are found to be even 5% at fault, you will be liable for the deductible and will face increases to your insurance premiums that will typically last for six years from the time of the accident.
