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What is Comprehensive Insurance Cover?

April 26, 2017comprehensive cover Insurance

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What is Comprehensive Insurance Cover?

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This type of Insurance covers all the risks covered in the Motor Vehicles Act (as above) , plus loss or damage caused to the vehicle due to: Accident Fire, Explosion, self-ignition, lightning Burglary, house-breaking, theft Riots & strikes Earthquakes Flood, typhoon, hurricane, storm, cyclones Malicious acts Terrorism Transit by rail/road. air, waterways Also included is the towing charge (up to Rs.1,500/- for private vehicles and Rs.2,500/- for commercial vehicles ) incurred due to accident to the vehicle.

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Besides covering the entire set of benefits of the Third party option, Comprehensive insurance also covers any loss or damage caused to the vehicle due to accident, fire, explosion, self-ignition, lighting, burglary house breaking, theft, riots and strikes, earthquakes, flood, type cop hurricane, storm, cyclones, malicious acts and terrorism. It also covers the cost incurred in towing the vehicle in case of an accident.