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Is the OneCard a credit card?

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Is the OneCard a credit card?

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Your MasterCard Check Card is NOT a credit card; it’s a debit card. You do not pay monthly bills and are not charged a monthly fee. You’ll never have to worry about spending too much because every dollar you spend with your MasterCard Debit Check Card comes directly out of your OneAccount. Using the OneCard is like writing a check.

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